If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. How to obtain the remittance via RIA Money Transfer - please contact your nearest agent network system. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America.