How to obtain the remittance via RIA Money Transfer - fill out the form for transfer, specifying the registration number of the transfer, and produce a document proving your identity. Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer system does not require to declare the purpose of your money remittance.