General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers.