If the sender wishes, the unpaid money transfer will remain in the system for another week. Ria Money Transfers provides money transfer services since 1987 and at the beginning of its activity the company specialized in servicing of the Hispanic community, which lived in the U.S. Wired money transfer is available to the recipient as soon as from the main office of Ria Money Transfer comes a special order for the payment of money, and it usually takes only few minutes. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America.