U.S. dollars and euros are the main currencies of money transfers, carried out by the system of RIA Envia. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. Wired money transfer is available to the recipient as soon as from the main office of Ria Money Transfer comes a special order for the payment of money, and it usually takes only few minutes. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.