General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. Wired money transfer is available to the recipient as soon as from the main office of Ria Money Transfer comes a special order for the payment of money, and it usually takes only few minutes.