General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. U.S. dollars and euros are the main currencies of money transfers, carried out by the system of RIA Envia. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. RIA Financial Services Company is a part of Euronet group and has a network of more than 100,000 agent locations in 120 countries across Europe, America, Asia and Africa. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad.