When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. RIA Money Transfer Service is going to expand its network to the CIS countries. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Wired money transfer is available to the recipient as soon as from the main office of Ria Money Transfer comes a special order for the payment of money, and it usually takes only few minutes. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.