If during the week you won't visit the bank and won't take money, sent via RIA Money Transfer, put the sender aware of this and he will be able to instantly withdraw money back. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices.