General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile.