If during the week you won't visit the bank and won't take money, sent via RIA Money Transfer, put the sender aware of this and he will be able to instantly withdraw money back. If the sender wishes, the unpaid money transfer will remain in the system for another week. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. RIA Financial Services Company is a part of Euronet group and has a network of more than 100,000 agent locations in 120 countries across Europe, America, Asia and Africa. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America.