When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers.