When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. If the sender wishes, the unpaid money transfer will remain in the system for another week. How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. When sending money via RIA Money Transfer, the sender should inform its exact passport data and contact numbers.