If during the week you won't visit the bank and won't take money, sent via RIA Money Transfer, put the sender aware of this and he will be able to instantly withdraw money back. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfers - the third largest provider on the world market of money remittances for people. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.