If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile.