Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. If the sender wishes, the unpaid money transfer will remain in the system for another week. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. The number of affiliates of RIA Money Transfer is constantly growing. For the current moment the company has more than 400 international partners. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts.