If the sender wishes, the unpaid money transfer will remain in the system for another week. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. Use the service of international money transfers RIA Money Transfers - one of the world's leading money transfer system for individuals. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers. RIA Money Transfer system does not require to declare the purpose of your money remittance.