When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. All money transfers to the addressee are carried out in real time mode (on-line). Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.