General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfers - the third largest provider on the world market of money remittances for people. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts.