When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. How to obtain the remittance via RIA Money Transfer - check with the sender's number and amount of payment. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.