All money transfers to the addressee are carried out in real time mode (on-line). The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.