Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). If the sender wishes, the unpaid money transfer will remain in the system for another week. All money transfers to the addressee are carried out in real time mode (on-line). RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers.