When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. The number of affiliates of RIA Money Transfer is constantly growing. For the current moment the company has more than 400 international partners. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.