Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America. Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad.