When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. All money transfers to the addressee are carried out in real time mode (on-line). When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. RIA Money Transfer system does not require to declare the purpose of your money remittance.