When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. The company RIA Envia is a member of Euronet financial group and has a wide network of agents and branches in Europe and North and Latin America. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. The system of RIA Money Transfer works according according to the principles "speed, reliability and accuracy" in the implementation of money transfers.