When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. RIA Financial Services Company is a part of Euronet group and has a network of more than 100,000 agent locations in 120 countries across Europe, America, Asia and Africa. General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.