Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices.