General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfers - the third largest provider on the world market of money remittances for people. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.