When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers. RIA Money Transfer system does not require to declare the purpose of your money remittance.