Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers. RIA Money Transfer system does not require to declare the purpose of your money remittance.