When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. Wired money transfer is available to the recipient as soon as from the main office of Ria Money Transfer comes a special order for the payment of money, and it usually takes only few minutes. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.