Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. When sending money via RIA Money Transfer, the sender should inform its exact passport data and contact numbers. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America.