U.S. dollars and euros are the main currencies of money transfers, carried out by the system of RIA Envia. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfers - the third largest provider on the world market of money remittances for people. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. RIA Financial Services Company is a part of Euronet group and has a network of more than 100,000 agent locations in 120 countries across Europe, America, Asia and Africa. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad.