Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.