When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. How to make money transfer using RIA Money Transfer - tell a number of transfer to the recipient and within 10 minutes it will be possible to get money. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers.