General conditions of remittances via RIA Money Transfer: payment is carried out in cash, euros and U.S. dollars. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. Ria Money Transfers provides money transfer services since 1987 and at the beginning of its activity the company specialized in servicing of the Hispanic community, which lived in the U.S. RIA was founded in 1987 and it is today is one of the largest money transfer company in the world, with a global agent network. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. How to make money transfer using RIA Money Transfer - tell a number of transfer to the recipient and within 10 minutes it will be possible to get money.