General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. At the very beginning RIA Money transfers was aimed to provide services of money remittances to the guest workers, which came to work from abroad. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. RIA Money Transfer is one of the most popular money transfer systems in Europe and America. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers. Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America.