How to make money transfer using RIA Money Transfer - receive registration number of the transfer and receipt. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.