Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America. All money transfers to the addressee are carried out in real time mode (on-line). When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices.