When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. Use the service of international money transfers RIA Money Transfers - one of the world's leading money transfer system for individuals. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. RIA Money Transfer system does not require to declare the purpose of your money remittance.