Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. When sending money, a client has to take into account transfer time to the point of transfer payment and in general the difference in time on different continents. General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. The main advantage of the money trtansfer system RIA Envia are moderate client fees and extremely wide geography of a offices. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount. If sending a money transfer by RIA Money Transfer, the sender should report his precise data and contact numbers.