How to obtain the remittance via RIA Money Transfer - fill out the form for transfer, specifying the registration number of the transfer, and produce a document proving your identity. When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. If the sender wishes, the unpaid money transfer will remain in the system for another week. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. Payment of transfers. Payment is made in cash in U.S. dollars, but you can get transfer also in Euro. Conversion of funds will then be made at the bank rate at the date of receipt of the transfer. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.