General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). Ria MoneyTransfer agent network includes over 10,000 branches in 74 countries, among which are almost all major countries from Europe (except Belgium), and America. Money transfers by RIA Envia are carried out in over 110 thousands of RIA Envia agents in more than 130 countries all over the world. RIA Envia is planning to develop its wired transfer service between the CIS countries (already connected to the bank systems of several countries). But for the present in these countries bank clients can only receive money transfers, sent from abroad via RIA Money Transfer. Ria Money Transfers provides money transfer services since 1987 and at the beginning of its activity the company specialized in servicing of the Hispanic community, which lived in the U.S. General conditions the transfer via RIA Money Transfer: to carry out operations in the system of RIA Money Transfers neither the sender nor the recipient does not need the bank accounts at the bank. General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. Fee for sending of the transfer via RIA Money Transfer will be charged at a rate from 2.5 to 4% of the amount transferred. Commission for the wired money money transfer is charged only from the sender, the recipient only gets money in one of the RIA Envia agent offices.