When sending money or receiving a payment via RIA Envia a client wants to open the bank account, such account is opened by for free. RIA Money Transfers - the third largest provider on the world market of money remittances for people. If the sender wishes, the unpaid money transfer will remain in the system for another week. Use the service of international money transfers RIA Money Transfers - one of the world's leading money transfer system for individuals. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.