Originally Ria Money Transfer was servicing Latin American diaspora in the U.S. (hence the name). RIA Money Transfer is operating in the sector of remittances since 1987, when it started to carry out money transfers from the U.S. to Latin America. All money transfers to the addressee are carried out in real time mode (on-line). The strategy of RIA Money Transfers was aimed on developing of a system of international money transfers, insuring and helping migrant workers to transfer money home. RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. In order send or receive wired money transfer via RIA Money Transfers neither the recipient nor the sender doesn't have to have any bank accounts. In 2012 RIA launches www.riamoneytransfer.com allowing consumers to send money transfers online from the US and opens its hub in Santiago de Chile. How to obtain the remittance via RIA Money Transfer - please contact your nearest agent network system. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.