General conditions of remittances via RIA Money Transfer: the remittance fee is paid by the sender only, the payment of the transfer is free of charge. All money transfers to the addressee are carried out in real time mode (on-line). Now RIA Envia is expanding actively on Asian market (particularly in the South-East), Oceania and Africa. RIA Money Transfer (RIA Envia) is the American system of money remittances, it is very democratic and intended only for international money transfers.