If the sender wishes, the unpaid money transfer will remain in the system for another week. How to make money transfer using RIA Money Transfer - make your payment and compensate the cost of services. All money transfers to the addressee are carried out in real time mode (on-line). RIA Envia is occupied with money transfers since 1987 and its main office is located in New York. General conditions the transfer via RIA Money Transfer: if the sending or payment of the transfer is carried out with the opening of the current account, the customer account is opened for free. RIA Money Transfer Service is going to expand its network to the CIS countries. Rates RIA Money Transfer. Cost of service is 2%-3% from the transfer amount.