If MoneyGram money transfer, for some reason has not been received by the addressee, the sender will receive a refund. MoneyGram's total revenue for the 2nd quarter of 2012 was $ 330.1 million, having been increased on 7% compared to $ 310 million in Q2 2011. MoneyGram launched a new in-person bill payment service which will be delivered through agents in their domestic network, giving consumers an easy, low-cost method to pay their bills. MoneyGram completed the rollout of simplified pricing for money transfer services in the U.S., an initiative that began last year.