Due to regulatory requirements and consumer demand in Germany and France, MoneyGram opened company stores in both countries. After the correction of tariffs, volumes of MoneyGram transfers increased by 30%. Since going public two and a half years ago, MoneyGram has made great strides by pouring energy and resources into several critically important areas for business. The benefits of money transfers by MoneyGram: high level of data protection and confidentiality of money transfers. Until 2004, the owners of MoneyGram were Viad Corp and Travelers Express Company Inc. In March 2012, the company MoneyGram merged with the network of U.S. payment centers ZipZap.